Jonathan Kulak
Mortgage Loan Originator
NMLS #1403506
(850) 972 9938
[email protected]

Jonathan Kulak is a Senior Loan Originator at Trident Home Loans, a veteran owned/operated mortgage lender located in Pensacola, FL. Jonathan specializes in helping veterans utilize their VA loan benefits for both purchases and refinances across the 30 states he is licensed in. His 7 years of lending experience allows him to seamlessly navigate through the toughest problems for his clients which resulted in him closing 952 VA loans and 1,183 total loans from 2020-2022. He has been recognized in the mortgage industry as the #5 Veteran Loan Originator and #7 VA Loan Originator in the country for volume during his career. His passion for helping veterans comes from his 18 years of service in the United States Air Force both on active duty and in the reserves. Jonathan is currently a Lt Colonel in the Air Force Reserves, a distinguished graduate of both Texas A&M University and Air Force Pilot Training, and a former AC-130 Evaluator Pilot. During his career on active duty Jonathan flew 1,271 combat hours over a course of 10 deployments to multiple combat zones earning 10 Air Medals and is a veteran of Operations Iraqi Freedom, New Dawn, Enduring Freedom and Inherent Resolve. Most importantly, he and his wife Lauren of 18 years are proud parents of their four amazing children Vivian(11), Evelyn(9), Ruth(7) and Jonathan(5).