Flight Plan to Homeownership: A Pilot's Guide to Home Loan

Episode 254 Flight Plan to Homeownership: A Pilot's Guide to Home Loans with Marty Medve

Buying a home as a pilot isn’t always straightforward—especially when lenders don’t understand how your income works, what your transition timeline looks like, or the specific rules around VA loans.

In this episode, we’re diving into why now could still be a smart time to buy a home, even with higher interest rates—and why the right lender can make all the difference.

Our very own COO, Marty Medve from Trident Home Loans, brings nearly two decades of experience and a deep understanding of pilot finances. He breaks down what every pilot should know before applying for a mortgage, how to avoid common VA loan mistakes that could put Loan Originator’s license at risk, and why “recommended lenders” aren’t always working in your favor. Unlike many lenders, Marty knows the ins and outs of how pilots get paid who truly understands pilot income (whether you’re military or commercial) including the complexity of airline transitions and active-duty timelines. That kind of insight doesn’t just make the loan process smoother—it can save the entire transaction.

Whether you’re leaving the military, already flying commercially, or just planning ahead, this conversation will arm you with the insight you need to protect your finances, your career, and your future.

🎧 Why tune in?

Learn how to navigate homebuying with a pilot-specific lens
Avoid legal and financial missteps with your VA loan
Get real advice from a lender who gets your lifestyle
Spot red flags when you’re being pushed toward the wrong lender

Avoiding Common VA Loan Traps
From misunderstandings about primary vs. second residences to shady advice that can actually jeopardize your pilot credentials, Marty highlights what to watch out for—and how to stay compliant without sacrificing your goals.

Level Up Your Career Prep

Want to stay ahead of the pack? Use code R4P2025 to get 10% off career services at Spitfire Elite. If you know someone who should be a guest on the show, email Nik at [email protected]. And if you need a pilot resume that actually works, grab a free template at www.spitfireelite.com/podcast.

✈️ Looking for your next home after the military?
Marty and his team at Trident Home Loans can help you take full advantage of your VA benefits, no matter where you’re relocating in the U.S. Visit www.tridenthomeloans.com to get started.

📞 Contact Marty directly: 850-346-0250