Special Loans

1 % Down

Requirements

1. First-time home buyer

2. Loans below $424,100

3. 700+ Credit Score

Construction

Requirements

1. Bank Referral

2. 10% Down Payment

3. 10% Down Payment on a lot

Permanent

Requirements

1. Construction to Permanent Loan

2. Debt to Income Ratio of up to 45% for Conventional Loans

3. Debt to Income Ratio of up to 65% for VA Loans

Many Options…Many Benefits!

80/10 % Combo Purchase Loan

1. With a local bank second mortgage

2. No Mortgage Insurance

3. Total Loan Amount can exceed conventional limits without jumbo rates

Lot + Construction Loan

1. 0% Down Lot and Construction Loans

2. Referred to local banks and permanent financing provided for better rates