Loan Process

Learn more about Trident Home Loans’ trusted process for pre-qualification, application
management, and approval.

Apply Here

Step One

Step Two

Complete our application to get started!

Step Three

Your lender will
be in touch with the details.

What Happens Next

Trident Home Loans streamlines your pre-qualification and application process to make things as simple as possible. We’ll collect details about your employment, assets, and history to determine what kind of loans and terms you can expect to receive, giving you insight into what buying power you’ll have when shopping for your new home.

After you’ve found a home and completed your application, your realty agent and the seller’s agent will work together to designate an escrow/title company to handle the funding of your loan after approval. We’ll coordinate with the escrow company to make sure all the papers your lender will need are in order for the purchase. Finally, you’ll sign everything at the escrow/title company’s office.

The Solution

Trident offers a different approach to loan management than you might be used to. Any loan servicer can get you competitive rates based on market conditions, but at Trident, we offer a comprehensive service that keeps you in the driver’s seat at all times.

We understand that the loan process can be confusing and aim to make the process as easy and transparent as possible. Trident offers the best rates the first time, leveraging our industry expertise to simplify complex loan products for your review. As part of this, we aim to get your loan approved and funded as quickly as possible. While some major banks may take as long as six months to close, we usually close within 30 to 45 days.