NMLS # 2224713

Meet Royal Stephens, a seasoned professional with a remarkable track record in the hospitality, franchise and mortgage industries. Royal has demonstrated exceptional leadership, strategic vision and operational excellence in various roles throughout his career.

Royal started with Trident Home Loans as a Mortgage Loan Processor in January 2021. His dedication and expertise propelled him to acquire a Mortgage Loan Originator license in July 2022, expanding his reach to 7 states. With a specialization in VA loans, Royal has processed mortgage loans for the top VA Loan Originators in the country. His accomplishments include the successful closure of over 190 loans, including purchases, new construction, and refinances. In recognition of his commitment to excellence, Royal earned the NAMB Certified Veteran Lending Specialist designation in 2022, further underscoring his expertise in providing exceptional mortgage solutions.

Before joining Trident Home Loans, Royal made a mark with 30 years in the restaurant industry, notably as a General Manager of TGIFriday’s and as the owner/operator of two Tropical Smoothie Cafe restaurants.