New Jersey MLOs

Scott Lally

Mortgage Loan Originator

Hello, I’m Scott Lally, a seasoned professional with a diverse background, fueled by a passion for helping individuals achieve their dreams. With 25 years of experience as an Area Manager for a prominent hotel brand, I’ve honed my leadership and management skills, overseeing properties predominantly across the Southeast. My transition into the mortgage industry was prompted by an unwavering commitment to guiding others on their financial journeys, coupled with the dynamic momentum of the market. My journey goes beyond the corporate realm. I find immense joy in my multifaceted roles – as a devoted husband to my wonderful wife, a proud father of two children, and a doting grandfather to a grandson. With a history in sports that includes college basketball and soccer, my competitive spirit and determination on the field seamlessly translate into my approach as a mortgage professional. I bring this same determination to assist my clients in reaching their financial goals. As a loan officer, my approach is deeply rooted in understanding your unique needs and crafting customized solutions that align with your objectives. I am committed to providing an unparalleled level of service. I invite you to connect with me to explore how we can transform your homeownership dreams into a reality.

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Emmanuel Reyna

Mortgage Loan Originator

Less Stress, More Options

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Royal Stephens

Mortgage Loan Originator

My career has always been centered around serving people and I have always found the greatest satisfaction in building relationships and delivering exceptional service. I joined Trident Home Loans in January 2021 as a Mortgage Loan Processor, where I gained valuable experience working behind the scenes to help borrowers navigate the mortgage process. In July 2022, I became a licensed Mortgage Loan Originator, allowing me to work directly with clients and help them achieve their homeownership goals. Today, I am licensed in multiple states and specialize in VA loans, helping veterans, active-duty service members, and their families secure financing that best fits their needs. Before entering the mortgage industry, I spent nearly three decades serving customers and leading teams in the restaurant and franchise business, including as the owner and operator of two Tropical Smoothie Cafe locations and a General Manager with TGI Fridays. Whether you're purchasing your first home, building a new home, refinancing, or exploring your VA loan benefits, I'm committed to providing personalized guidance, honest communication, and a mortgage experience you can feel confident about every step of the way.

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Taylor Gallagher

Mortgage Loan Originator

Less Stress, More Options

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Spencer Wartman

Mortgage Loan Originator

Less Stress, More Options

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Marty Medve

Mortgage Loan Originator

Less Stress, More Options

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Joe Ratterree

Mortgage Loan Originator

Less Stress, More Options

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Erik Johannsen

Mortgage Loan Originator

Less Stress, More Options

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