Josh Lang
Mortgage Loan Originator
Less Stress, More Options
Less Stress, More Options
Here is a little history about me: When I’m not attentively servicing Trident customers, I’m spending time with my lovely wife, Dallas, and our three rambunctious children. My quiet hours are usually spent in cockpits piloting either a Boeing 757 somewhere around the country, or as an instructor pilot in the Air Force training the next generation of elite pilots for Uncle Sam. I grew up in a small South Texas town and immediately left for the U.S. Air Force Academy in Colorado Springs, CO after high school in 2001. After graduating from the Academy, I attended USAF pilot training. I have flown over 5,000 hours to include 1,100 combat hours in the USAF. While becoming a pilot didn’t explicitly prepare me to be a loan officer, moving my family around often did help me understand how important it is to have a trusted loan officer to work with when purchasing a home.
Less Stress, More Options
Jonathan Kulak is a Senior Loan Originator at Trident Home Loans, a veteran owned/operated mortgage lender located in Pensacola, FL. Jonathan specializes in helping veterans utilize their VA loan benefits for both purchases and refinances across the 30 states he is licensed in. His 7 years of lending experience allows him to seamlessly navigate through the toughest problems for his clients which resulted in him closing 1,279 VA loans and 1,582 total loans from 2020-2024. He has been recognized in the mortgage industry as the #5 Veteran Loan Originator and #7 VA Loan Originator in the country for volume during his career. His passion for helping veterans comes from his 20 years of service in the United States Air Force both on active duty and in the reserves. Jonathan is currently a Lt Colonel in the Air Force Reserves, a distinguished graduate of both Texas A&M University and Air Force Pilot Training, and a former AC-130 Evaluator Pilot. During his career on active duty Jonathan flew 1,271 combat hours over a course of 10 deployments to multiple combat zones earning 10 Air Medals and is a veteran of Operations Iraqi Freedom, New Dawn, Enduring Freedom and Inherent Resolve. Most importantly, he and his wife Lauren of 20 years are proud parents of their four amazing children Vivian(13), Evelyn(11), Ruth(9) and Jonathan(7)
John Fisher is a 20-year U.S. Navy veteran, commercial airline pilot, and experienced mortgage professional with a commitment to precision, integrity, and service. A graduate of the United States Naval Academy and the Naval Postgraduate School, John spent more than a decade on active duty as a naval aviator before transitioning to the Navy Reserve, where he continues to instruct new Navy pilots. For the past five years, John has been a Mortgage Loan Originator with Trident Home Loans, specializing in VA, FHA, and conventional lending. He is known for bringing the same mission-driven discipline from his aviation background—both military and airline—to every client file. His approach emphasizes accuracy, clear communication, and consistently doing what is best for the borrower. John’s combined experience as a naval aviator and professional airline pilot gives him a unique understanding of complex and variable-income borrowers, especially those in highly regulated and detail-driven fields. He prides himself on providing straightforward guidance, crafting strong and competitive pre-approvals, and offering a level of reliability that realtors and clients trust. Whether assisting a first-time homebuyer or advising seasoned investors, John ensures every client feels supported from first conversation through closing.
Less Stress, More Options