Jonathan Kulak
Mortgage Loan Originator
NMLS #1403506
(850) 972 9938
[email protected]

Jonathan Kulak is a Senior Loan Originator at Trident Home Loans, a veteran owned/operated mortgage lender located in Pensacola, FL. Jonathan specializes in helping veterans utilize their VA loan benefits for both purchases and refinances across the 30 states he is licensed in. His 7 years of lending experience allows him to seamlessly navigate through the toughest problems for his clients which resulted in him closing 393 VA loans and 486 total loans in 2020 and 356 VA loans and 458 total loans in 2021. He was recognized in the prestigious Scotsman Guide as the #5 Veteran Loan Originator and #30 Mortgage Broker in the country for volume in 2020. His passion for helping veterans comes from his 17 years of service in the United States Air Force both on active duty and in the reserves. Jonathan is currently a Lt. Col in the Air Force Reserves at Hurlburt Field, FL, a distinguished graduate of both Texas A&M University and Air Force Pilot Training, and a former AC-130 Evaluator Pilot. Jonathan has flown 1271 combat hours over a course of 10 deployments to multiple combat zones earning 10 Air Medals and is a veteran of Operations Iraqi Freedom, New Dawn, Enduring Freedom and Inherent Resolve. Most importantly, he is a devoted husband to his wife Lauren of 18 years and the proud father of their four great children Vivian, Evelyn, Ruth and Jonathan.