Virginia MLOs

Job Title: Mortgage Loan Originator

NMLS#: 2143542

Website: https://tridenthomeloans.com/scott-lally/

Phone: 850-972-8090

Email: [email protected]

Other: Hello, I’m Scott Lally, a seasoned professional with a diverse background, fueled by a passion for helping individuals achieve their dreams. With 25 years of experience as an Area Manager for a prominent hotel brand, I’ve honed my leadership and management skills, overseeing properties predominantly across the Southeast. My transition into the mortgage industry was prompted by an unwavering commitment to guiding others on their financial journeys, coupled with the dynamic momentum of the market. My journey goes beyond the corporate realm. I find immense joy in my multifaceted roles – as a devoted husband to my wonderful wife, a proud father of two children, and a doting grandfather to a grandson. With a history in sports that includes college basketball and soccer, my competitive spirit and determination on the field seamlessly translate into my approach as a mortgage professional. I bring this same determination to assist my clients in reaching their financial goals. As a loan officer, my approach is deeply rooted in understanding your unique needs and crafting customized solutions that align with your objectives. I am committed to providing an unparalleled level of service. I invite you to connect with me to explore how we can transform your homeownership dreams into a reality.

Locations: Alabama, California, Colorado, Florida, Illinois, Indiana, Kentucky, Maryland, New Jersey, New Mexico, North Carolina, Tennessee, Texas, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 1973222

Website: https://tridenthomeloans.com/marty-sheehan/

Phone: 509-670-3833

Email: [email protected]

Other: Less Stress, More Options.

Locations: Florida, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 285885

Website: https://tridenthomeloans.com/stacy-haynes/

Phone: 850-699-4026

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Colorado, Florida, Georgia, Idaho, Maryland, Massachusetts, Michigan, Mississippi, New Mexico, South Dakota, Tennessee, Texas, Virginia, Washington, Wisconsin

Job Title: Mortgage Loan Originator

NMLS#: 2498573

Website: https://tridenthomeloans.com/bobby-baker/

Phone: 305-998-8571

Email: [email protected]

Other: Bobby attended the USMA from 1989-1993 graduating with a BS in Electrical Engineering. While attending the Academy, he was also a member of the West Point soccer team. He graduated from both Army and Navy flight schools and has flown several different helicopters and airplanes with primary qualifications in the UH-1, OH-58, F/A-18, F-16 and F-5. In his last assignment he served as the Commanding Officer of NAS Key West. After retiring from the military Bobby started a new career serving as a commercial airline pilot, Florida Keys Realtor® and mortgage loan originator.

Locations: Alabama, Florida, Georgia, Maryland, Massachusetts, Michigan, Missouri, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 1884157

Website: https://tridenthomeloans.com/tayler-esping/

Phone: (850) 941-7652

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Florida, North Carolina, Oklahoma, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 2044512

Website: https://tridenthomeloans.com/michael-gesser/

Phone: 912-596-1092

Email: [email protected]

Other: Less Stress, More Options

Locations: Colorado, Florida, Georgia, North Carolina, Tennessee, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 2304191

Website: https://tridenthomeloans.com/josh-lang/

Phone: 503-724-7999

Email: [email protected]

Other: Less Stress, More Options

Locations: California, Florida, Oregon, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 2326697

Website: https://tridenthomeloans.com/david-jeltema/

Phone: 850-710-0954

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Florida, Georgia, Michigan, Minnesota, New Mexico, North Carolina, Tennessee, Texas, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 1584976

Website: https://tridenthomeloans.com/victoria-johnson/

Phone: 859-351-8795

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, California, Florida, Georgia, Michigan, Tennessee, Texas, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 2028404

Website: https://tridenthomeloans.com/tyler-salmon/

Phone: 919-630-5742

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, California, Colorado, Connecticut, Florida, Georgia, Illinois, Kentucky, Maryland, North Carolina, Tennessee, Texas, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 2083752

Website: https://tridenthomeloans.com/travis-walton/

Outside Link: https://www.twaltonmortgage.com/

Phone: 260-403-5760

Email: [email protected]

Other: Travis Walton is a senior mortgage loan originator focused on making home financing clear, efficient, and stress-free. He specializes in VA, conventional, jumbo, investment, and refinance loans, helping military families, veterans, airline professionals, and first-time buyers navigate the process with straight answers, quick communication, and steady support from application to closing. Before entering the mortgage industry, Travis served more than 20 years as an Air Force officer and fighter pilot, earning the Purple Heart during a combat deployment. Now a legacy airline Captain, he understands firsthand the unique schedules and demands his clients face. His service background shaped a calm, disciplined, and detail-driven approach—so every borrower feels confident, informed, and taken care of from start to finish.

Locations: Alabama, Arizona, California, Colorado, Florida, Idaho, Illinois, Indiana, Louisiana, Maryland, Minnesota, Missouri, New Hampshire, North Carolina, Ohio, Oklahoma, Pennsylvania, Texas, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 677644

Website: https://tridenthomeloans.com/tim-taylor/

Outside Link: https://www.timtaylormortgagelender.com/

Phone: 309-642-0008

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Arizona, Arkansas, California, Colorado, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wyoming

Job Title: Mortgage Loan Originator

NMLS#: 2109932

Website: https://tridenthomeloans.com/spencer-wartman/

Outside Link: https://www.spencerattrident.com/

Phone: 913-645-1185

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Alaska, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Minnesota, Missouri, North Carolina, Oklahoma, Tennessee, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 2027471

Website: https://tridenthomeloans.com/shawn-mangrum/

Phone: 850-565-9906

Email: [email protected]

Other: Less Stress, More Options

Locations: Arkansas, Florida, Georgia, Tennessee, Texas, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 35123

Website: https://tridenthomeloans.com/rich-at-trident/

Phone: 850-343-0400 x 123

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Florida, Georgia, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 1447962

Website: https://tridenthomeloans.com/rachel-clark/

Phone: 850-865-3764

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Florida, Georgia, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 2108082

Website: https://tridenthomeloans.com/nate-parson/

Phone: 720-485-1985

Email: [email protected]

Other: Less Stress, More Options

Locations: Colorado, Florida, Tennessee, Texas, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 2101766

Website: https://tridenthomeloans.com/mike-semo/

Phone: 302-222-4172

Email: [email protected]

Other: Less Stress, More Options

Locations: Georgia, Pennsylvania, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 1898224

Website: https://tridenthomeloans.com/dream-the-dream-with-mena/

Outside Link: dreamthedreamwithmena.com

Phone: 850-972-1174

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, California, Florida, Georgia, Maine, North Carolina, South Carolina, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 86840

Website: https://tridenthomeloans.com/marty-medve/

Phone: 850-346-0250

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Job Title: Mortgage Loan Originator

NMLS#: 1998050

Website: https://tridenthomeloans.com/luis-terrazas/

Phone: 941-961-8030

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Arkansas, California, Florida, Georgia, Michigan, Minnesota, Texas, Utah, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 2013992

Website: https://tridenthomeloans.com/lisa-johnson/

Phone: 850-525-3700

Email: [email protected]

Other: Less Stress, More Options

Locations: District of Columbia, Georgia, Kansas, Maryland, Tennessee, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 2105708

Website: https://tridenthomeloans.com/joe-ratterree/

Phone: 912-667-7117

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Arizona, Arkansas, California, Colorado, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 1403506

Website: https://tridenthomeloans.com/jonathan-kulak/

Phone: 850-972-9938

Email: [email protected]

Other: Jonathan Kulak is a Senior Loan Originator at Trident Home Loans, a veteran owned/operated mortgage lender located in Pensacola, FL. Jonathan specializes in helping veterans utilize their VA loan benefits for both purchases and refinances across the 30 states he is licensed in. His 7 years of lending experience allows him to seamlessly navigate through the toughest problems for his clients which resulted in him closing 1,279 VA loans and 1,582 total loans from 2020-2024. He has been recognized in the mortgage industry as the #5 Veteran Loan Originator and #7 VA Loan Originator in the country for volume during his career. His passion for helping veterans comes from his 20 years of service in the United States Air Force both on active duty and in the reserves. Jonathan is currently a Lt Colonel in the Air Force Reserves, a distinguished graduate of both Texas A&M University and Air Force Pilot Training, and a former AC-130 Evaluator Pilot. During his career on active duty Jonathan flew 1,271 combat hours over a course of 10 deployments to multiple combat zones earning 10 Air Medals and is a veteran of Operations Iraqi Freedom, New Dawn, Enduring Freedom and Inherent Resolve. Most importantly, he and his wife Lauren of 20 years are proud parents of their four amazing children Vivian(13), Evelyn(11), Ruth(9) and Jonathan(7)

Locations: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Kansas, Louisiana, Michigan, Minnesota, Mississippi, Nebraska, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin

Job Title: Mortgage Loan Originator

NMLS#: 2054424

Website: https://tridenthomeloans.com/john-fisher/

Phone: 410-693-7407

Email: [email protected]

Other: John Fisher is a 20-year U.S. Navy veteran, commercial airline pilot, and experienced mortgage professional with a commitment to precision, integrity, and service. A graduate of the United States Naval Academy and the Naval Postgraduate School, John spent more than a decade on active duty as a naval aviator before transitioning to the Navy Reserve, where he continues to instruct new Navy pilots. For the past five years, John has been a Mortgage Loan Originator with Trident Home Loans, specializing in VA, FHA, and conventional lending. He is known for bringing the same mission-driven discipline from his aviation background—both military and airline—to every client file. His approach emphasizes accuracy, clear communication, and consistently doing what is best for the borrower. John’s combined experience as a naval aviator and professional airline pilot gives him a unique understanding of complex and variable-income borrowers, especially those in highly regulated and detail-driven fields. He prides himself on providing straightforward guidance, crafting strong and competitive pre-approvals, and offering a level of reliability that realtors and clients trust. Whether assisting a first-time homebuyer or advising seasoned investors, John ensures every client feels supported from first conversation through closing.

Locations: California, Colorado, Florida, Georgia, Louisiana, Maine, Missouri, New Hampshire, North Carolina, Oregon, Tennessee, Texas, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 1052022

Website: https://tridenthomeloans.com/jennifer-belcher/

Phone: 850-501-7407

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Arkansas, Florida, Georgia, Indiana, Maryland, Michigan, Montana, Ohio, Tennessee, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 2020197

Website: https://tridenthomeloans.com/jeff-ware/

Phone: 678-687-5568

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Maryland, Massachusetts, North Carolina, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Utah, Vermont, Virginia, Washington

Job Title: Mortgage Loan Originator

NMLS#: 1987088

Website: https://tridenthomeloans.com/erik-johannsen/

Phone: 603-320-2660

Email: [email protected]

Other: Less Stress, More Options

Locations: Arkansas, Delaware, Florida, Georgia, Indiana, Maine, Maryland, New Hampshire, New Jersey, Virginia

Job Title: Mortgage Loan Originator

NMLS#: 1013732

Website: https://tridenthomeloans.com/ashley-barber/

Phone: 850-343-0208

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Minnesota, Texas, Virginia, Washington, Wisconsin

Job Title: Mortgage Loan Originator

NMLS#: 1803331

Website: https://tridenthomeloans.com/aaron-boston/

Outside Link: https://www.tridenthomeloans-aaronboston.com/

Phone: 850-273-5479

Email: [email protected]

Other: Less Stress, More Options

Locations: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Idaho, Illinois, Iowa, Kansas, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wyoming