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Rise to the top, MLO Highlight: Jonathan Kulak

In the realm of Mortgage Loan Originators (MLOs), there are few names that resonate as strongly as Jonathan Kulak. A top player at Trident Home Loans, LLC, Jonathan has not only made a mark in the industry but has also carved out a path that is both inspiring and extraordinary. Recently featured in the prestigious Scotsman Guide as one of the emerging stars, his journey from an active-duty Air Force pilot to a top-ranking MLO is nothing short of remarkable.

Jonathan’s story begins as a client, a testament to the transformative power of exceptional customer service. As an active-duty Air Force pilot purchasing a home, he experienced firsthand the intricacies of a real estate deal. What set his experience apart was not just the deal itself, but the unparalleled customer service that accompanied it. Jonathan was quick to understand and experience the level of care Trident provides. Little did he know that this experience would mark the genesis of his future career.

It was during this phase that Jonathan’s trajectory took an unexpected turn. Having become an advocate for Trident Home Loans due to his positive experience, he began referring business to the company. This caught the attention of the company’s owner, Marty Medve, who recognized Jonathan’s potential and passion for the industry. A casual conversation about his career aspirations eventually led to the pivotal question: had Jonathan ever considered a career in mortgages?
The article goes on to tell the story of his career path, starting with Medve’s guidance and mentorship, Jonathan’s journey as a Mortgage Loan Originator began to unfold. Over the next couple of years, he underwent a behind-the-scenes apprenticeship that provided him with a solid foundation in the intricacies of the mortgage world. The transition from active-duty service was eased by the military’s SkillBridge program. This synergy of learning and hands-on experience marked the inception of his career as an originator.
From there, Jonathan’s ascent was meteoric. Armed with a profound understanding of mortgages and a commitment to impeccable customer service, he embarked on a journey to build his business. Leveraging the power of word-of-mouth referrals, Jonathan’s reputation as a dependable and knowledgeable MLO spread like wildfire. And thus, his legacy was set in motion.

Jonathan’s unique position as a former military member turned MLO has given him insights that set him apart. With a deep empathy for the needs of active-duty military personnel, who often move frequently due to their assignments or transition to civilian life, Jonathan tailored his services to cater to their specific needs. Trident Home Loans, under his guidance, prioritized not only financial savings for its clients but also expedited closing processes. This strategic approach ensured that individuals in transition always had a secure landing spot.

This aviation analogy succinctly captures Jonathan’s philosophy in his career. His meticulous planning, swift decision-making, and dedication to preparation reflect the mindset that has propelled him to the heights of success he now enjoys. His journey from being a satisfied client to becoming a top Mortgage Loan Originator serves as a shining example of what can be achieved through dedication, mentorship, and an unyielding commitment to excellence.

In the world of mortgages, Jonathan Kulak’s name stands as a beacon of professionalism, expertise, and unwavering dedication. His story is not just one of professional growth, but also of the potential that can be unlocked when the right mentor recognizes the spark within. As he continues to make his mark at Trident Home Loans, LLC, Jonathan’s story will undoubtedly inspire aspiring Mortgage Loan Originators and remind us all that the path to success often begins with a single step into the unknown.

Ask your questions for Jonathan Kulak HERE or for more information on IRRRLS: HERE

Jonathan Kulak, Sr. Mortgage Loan Originator |  NMLS 1403506

#5 Veteran Loan Originator in the Country by volume (2020)

#7 Veteran Loan Originator in the Country by volume (2021/22)

#7 VA Loan Originator in the Country by volume (2022)

#8 VA Loan Originator in the Country by volume (2021)

Former AC-130 Pilot, Lt Col USAFR, Texas A&M ‘05

Phone 850-972-9938 Fax: 850-343-0209


Email [email protected]

6723 Plantation Rd. | Pensacola, FL 32504 | NMLS 65716