Email: [email protected]
JONATHAN KULAK
Sr. Mortgage Loan Originator | NMLS 1403506
#5 Veteran Loan Originator in the Country by volume (2020/23)
#7 Veteran Loan Originator in the Country by volume (2021/22)
#7 VA Loan Originator in the Country by volume (2022)
#8 VA Loan Originator in the Country by volume (2021)
Former AC-130 Pilot, Lt Col USAFR, Texas A&M ‘05
Jonathan Kulak is a Senior Loan Originator at Trident Home Loans, a veteran owned/operated mortgage lender located in Pensacola, FL. Jonathan specializes in helping veterans utilize their VA loan benefits for both purchases and refinances across the 30 states he is licensed in. His 8 years of lending experience allows him to seamlessly navigate through the toughest problems for his clients which resulted in him closing 1,103 VA loans and 1,360 total loans from 2020-2023. He has been recognized in the mortgage industry as the #5 Veteran Loan Originator and #7 VA Loan Originator in the country for volume during his career. His passion for helping veterans comes from his 19 years of service in the United States Air Force both on active duty and in the reserves. Jonathan is currently a Lt Colonel in the Air Force Reserves, a distinguished graduate of both Texas A&M University and Air Force Pilot Training, and a former AC-130 Evaluator Pilot. During his career on active duty Jonathan flew 1,271 combat hours over a course of 10 deployments to multiple combat zones earning 10 Air Medals and is a veteran of Operations Iraqi Freedom, New Dawn, Enduring Freedom and Inherent Resolve. Most importantly, he and his wife Lauren of 19 years are proud parents of their four amazing children Vivian(12), Evelyn(10), Ruth(8) and Jonathan(6)
Loan Products
Visit the IRRRL Website for more information!
As a fellow veteran, we understand the importance of keeping your hard-earned money in your pocket.
With our Streamline IRRRL program, you can reduce your monthly mortgage payments by taking advantage of the current lower interest rates. You won’t have to worry about any third-party closing costs or lender fees. There’s no income or appraisal required, and the streamline paperwork process is simple and straightforward. We will arrange for a free mobile notary to come to you, so you can close the loan when and where you want, at your own convenience. We are dedicated to serving veterans like you and are ready to help you through the entire refinance process.
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Awards & Affiliations
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State Licenses
Alabama: 72496, Alaska: AK1403506, Arizona: 1006814, Arkansas: 116478, California: CA-DBO1403506, Colorado: 100514073, Florida: LO32162, Georgia: 66690, Idaho: MLO-2081403506, Kansas: LO.0044524, Kentucky: MC701408, Louisiana, Michigan: 1403506, Minnesota: MN-MLO-1403506, Mississippi: 1403506, Missouri: 1403506, Nebraska, New Mexico, Ohio: MLO-OH.1403506, Oklahoma: MLO19176, Oregon, Pennsylvania: 81547, South Carolina, South Dakota: MLO.09362, Tennessee: 176685, Texas, Utah: 11674295, Virginia: MLO-38907VA, Washington: MLO-1403506, Wisconsin: 1403506.
Jonathan Kulak | NMLS 1403506 |
6723 Plantation Road, Pensacola FL, 32504
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