Michael K. Semo, III is a Mortgage Loan Originator and Branch Manager at Trident Home Loans, a veteran owned and operated lender in Pensacola, FL. Mike specializes in originating and refinancing VA loans and conventional loans for primary, secondary and investment properties. He lives in Bethlehem, PA and is licensed in Pennsylvania, Virginia and Georgia. Mike possesses a Master of Business Administration degree (focus on Finance) and utilizes this special knowledge to originate a custom and comprehensive plan for many borrowers navigating the challenges of purchases and refinances. As a seasoned professional with a diverse background, he offers a unique perspective that caters to his client’s needs to match them with the optimal financial product. Furthermore, his unapparelled responsiveness and personal touch ensure that one receives the customer service that everyone deserves. Mike utilizes his education and experience to not just reach their goal of obtaining a loan, but also educating them on the entire financial picture in the process. His passion for service, education, and commitment were cultivated from his 25 years of experience as an Air Force Pilot culminating in his retirement at the rank of Lieutenant Colonel. During this time, he amassed over 450 hours of combat flying in the skies over and in Iraq and Afghanistan and earned numerous awards including an Air Medal, two Aerial Achievement Medals, Kosovo Service Medal and Afghanistan Service Medal with one service star. He is currently Captain for Delta Air Lines. Much like his Air Force career, Mike maintains a passion for serving and educating his clients and because of his experiences as a veteran, an investor, and an airline pilot he is uniquely positioned to guide borrowers through the financing process. At home Mike is a proud husband to his wife, Heather and father to his two children Michael, IV, who is currently in his second year of Law School at Rutgers’s University and Sabrina, who recently graduated from George Washington University with her Master of Public Health degree.