Joe Liuzzi
Mortgage Loan Originator
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Steve Atkins
Mortgage Loan Originator
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Hunter Craig
Mortgage Loan Originator
My name is Hunter Craig, and my passion for helping others build wealth through real estate is what led me to the mortgage industry. After experiencing firsthand the life-changing benefits of using the VA loan in my own real estate ventures, I knew I wanted to help fellow veterans, service members, and families unlock the same opportunities. As a Navy veteran, I had the honor of flying both the P-3 and P-8, and through those years of service, I learned the value of discipline, precision, and trust — qualities I now bring to every client relationship. My mission is simple: to guide you through the mortgage process with clarity, honesty, and a genuine commitment to your long-term financial success. Today, I live in beautiful Colorado with my incredible wife and our two children, where we’re raising a family and building a life through the very strategies I share with my clients. Whether you’re buying your first home, investing in property, or leveraging your VA benefits, I’m here to help you turn real estate into a powerful wealth-building tool for your future. Let’s build something great together.
Brian Hendrich
Mortgage Loan Originator
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Ecaterina Calandea
Mortgage Loan Originator
Hi, I’m Ecaterina Calandea, a Mortgage Loan Originator with Trident Home Loans. Originally from Moldova, I made Pensacola my home in 2014. Since then, life has blessed me with my husband Luis—who’s originally from Cuba—and our two wonderful boys. Along the way, I’ve embraced new cultures and languages, becoming fluent in Romanian, Russian, English, and Spanish. I earned my Accounting degree from Pensacola State College in 2020 and joined the Trident team in 2021. My background in finance, paired with a deep understanding of the mortgage process, allows me to guide clients through every step with clarity and confidence. I take pride in tailoring solutions to each client’s unique situation—because no two paths to homeownership are the same. Outside of work, I enjoy traveling, relaxing at the beach, trying new restaurants, and spending quality time with friends and family. Whether you're a first-time buyer or refinancing your current home, I'm here to put my knowledge and experience to work for you.
Scott Lally
Mortgage Loan Originator
Hello, I’m Scott Lally, a seasoned professional with a diverse background, fueled by a passion for helping individuals achieve their dreams. With 25 years of experience as an Area Manager for a prominent hotel brand, I’ve honed my leadership and management skills, overseeing properties predominantly across the Southeast. My transition into the mortgage industry was prompted by an unwavering commitment to guiding others on their financial journeys, coupled with the dynamic momentum of the market. My journey goes beyond the corporate realm. I find immense joy in my multifaceted roles – as a devoted husband to my wonderful wife, a proud father of two children, and a doting grandfather to a grandson. With a history in sports that includes college basketball and soccer, my competitive spirit and determination on the field seamlessly translate into my approach as a mortgage professional. I bring this same determination to assist my clients in reaching their financial goals. As a loan officer, my approach is deeply rooted in understanding your unique needs and crafting customized solutions that align with your objectives. I am committed to providing an unparalleled level of service. I invite you to connect with me to explore how we can transform your homeownership dreams into a reality.
William Stanert
Mortgage Loan Originator
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Marty Sheehan
Mortgage Loan Originator
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Stacy Haynes
Mortgage Loan Originator
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Megan Oberholtzer
Mortgage Loan Originator
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Meme Henry
Mortgage Loan Originator
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Allison Bradley
Mortgage Loan Originator
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Dustin Witt
Mortgage Loan Originator
Dustin Witt is a Loan Originator at Trident Home Loans, a veteran owned/operated mortgage lender located in Pensacola, FL. Dustin specializes in helping veterans utilize their VA loan benefits for both purchases and refinances. As a 24-year Navy veteran, and retired Master Chief, Dustin is focused on continuing to finding ways to help active service members and veterans achieve their life’s goals. Dustin completed six deployments in support of Operations Iraqi Freedom, New Dawn, Enduring Freedom and Inherent Resolve. He is a graduate of Excelsior University, and enjoys fishing, golfing, and being his kids taxi service. He is married to his amazing wife Rebecca and the proud father of his daughters Kennedy and Raegan.
Bobby Baker
Mortgage Loan Originator
Bobby attended the USMA from 1989-1993 graduating with a BS in Electrical Engineering. While attending the Academy, he was also a member of the West Point soccer team. He graduated from both Army and Navy flight schools and has flown several different helicopters and airplanes with primary qualifications in the UH-1, OH-58, F/A-18, F-16 and F-5. In his last assignment he served as the Commanding Officer of NAS Key West. After retiring from the military Bobby started a new career serving as a commercial airline pilot, Florida Keys Realtor® and mortgage loan originator.
Dan DeVille
Mortgage Loan Originator
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Tayler Esping
Mortgage Loan Originator
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Robert Hutsell
Mortgage Loan Originator
Here is a little history about me: When I’m not attentively servicing Trident customers, I’m spending time with my lovely wife, Dallas, and our three rambunctious children. My quiet hours are usually spent in cockpits piloting either a Boeing 757 somewhere around the country, or as an instructor pilot in the Air Force training the next generation of elite pilots for Uncle Sam. I grew up in a small South Texas town and immediately left for the U.S. Air Force Academy in Colorado Springs, CO after high school in 2001. After graduating from the Academy, I attended USAF pilot training. I have flown over 5,000 hours to include 1,100 combat hours in the USAF. While becoming a pilot didn’t explicitly prepare me to be a loan officer, moving my family around often did help me understand how important it is to have a trusted loan officer to work with when purchasing a home.
Emmanuel Reyna
Mortgage Loan Originator
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Dave Jeltema
Mortgage Loan Originator
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Roy Stephens
Mortgage Loan Originator
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Victoria Johnson
Mortgage Loan Originator
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Tyler Salmon
Mortgage Loan Originator
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Travis Walton
Mortgage Loan Originator
Travis Walton is a senior mortgage loan originator focused on making home financing clear, efficient, and stress-free. He specializes in VA, conventional, jumbo, investment, and refinance loans, helping military families, veterans, airline professionals, and first-time buyers navigate the process with straight answers, quick communication, and steady support from application to closing. Before entering the mortgage industry, Travis served more than 20 years as an Air Force officer and fighter pilot, earning the Purple Heart during a combat deployment. Now a legacy airline Captain, he understands firsthand the unique schedules and demands his clients face. His service background shaped a calm, disciplined, and detail-driven approach—so every borrower feels confident, informed, and taken care of from start to finish.
Tim Taylor
Mortgage Loan Originator
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Tim Moor
Mortgage Loan Originator
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Taylor Gallagher
Mortgage Loan Originator
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Spencer Wartman
Mortgage Loan Originator
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Shawn Mangrum
Mortgage Loan Originator
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Richard Earle
Mortgage Loan Originator
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Nate Parsons
Mortgage Loan Originator
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Michael Aguado
Mortgage Loan Originator
Michael Aguado is a mortgage loan originator with a strong background in VA home loans. He is also a U.S. Navy corpsman veteran and was honored as Junior Sailor of the Year. Michael prides himself on being very attentive to his clients and is dedicated to achieving the goal of homeownership for them.
Mena Caballero
Mortgage Loan Originator
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Marty Medve
Mortgage Loan Originator
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Luis Terrazas
Mortgage Loan Originator
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Lisa Johnson
Mortgage Loan Originator
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Kristina Hanna
Mortgage Loan Originator
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Krista Schnell
Mortgage Loan Originator
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Kelsey Hoffman
Mortgage Loan Originator
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Joe Ratterree
Mortgage Loan Originator
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Jonathan Kulak
Mortgage Loan Originator
Jonathan Kulak is a Senior Loan Originator at Trident Home Loans, a veteran owned/operated mortgage lender located in Pensacola, FL. Jonathan specializes in helping veterans utilize their VA loan benefits for both purchases and refinances across the 30 states he is licensed in. His 7 years of lending experience allows him to seamlessly navigate through the toughest problems for his clients which resulted in him closing 1,279 VA loans and 1,582 total loans from 2020-2024. He has been recognized in the mortgage industry as the #5 Veteran Loan Originator and #7 VA Loan Originator in the country for volume during his career. His passion for helping veterans comes from his 20 years of service in the United States Air Force both on active duty and in the reserves. Jonathan is currently a Lt Colonel in the Air Force Reserves, a distinguished graduate of both Texas A&M University and Air Force Pilot Training, and a former AC-130 Evaluator Pilot. During his career on active duty Jonathan flew 1,271 combat hours over a course of 10 deployments to multiple combat zones earning 10 Air Medals and is a veteran of Operations Iraqi Freedom, New Dawn, Enduring Freedom and Inherent Resolve. Most importantly, he and his wife Lauren of 20 years are proud parents of their four amazing children Vivian(13), Evelyn(11), Ruth(9) and Jonathan(7)
John Fisher
Mortgage Loan Originator
John Fisher is a 20-year U.S. Navy veteran, commercial airline pilot, and experienced mortgage professional with a commitment to precision, integrity, and service. A graduate of the United States Naval Academy and the Naval Postgraduate School, John spent more than a decade on active duty as a naval aviator before transitioning to the Navy Reserve, where he continues to instruct new Navy pilots. For the past five years, John has been a Mortgage Loan Originator with Trident Home Loans, specializing in VA, FHA, and conventional lending. He is known for bringing the same mission-driven discipline from his aviation background—both military and airline—to every client file. His approach emphasizes accuracy, clear communication, and consistently doing what is best for the borrower. John’s combined experience as a naval aviator and professional airline pilot gives him a unique understanding of complex and variable-income borrowers, especially those in highly regulated and detail-driven fields. He prides himself on providing straightforward guidance, crafting strong and competitive pre-approvals, and offering a level of reliability that realtors and clients trust. Whether assisting a first-time homebuyer or advising seasoned investors, John ensures every client feels supported from first conversation through closing.
Joan Santiago
Mortgage Loan Originator
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Jennifer Belcher
Mortgage Loan Originator
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Jeff Ware
Mortgage Loan Originator
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Greg Makos
Mortgage Loan Originator
Born and raised in Illinois, I’ve always cherished the values of hard work and community that the Midwest instills. After graduating from Southern Illinois University in 2006, my family and I relocated to the beautiful Florida Panhandle, where we’ve called home for over 15 years. With a professional background spanning banking, management, and mortgages, I bring a wealth of knowledge and a commitment to outstanding communication and customer service. I am licensed in AL, AR, CO, FL, IL, IN, KY, and MO, which allows me to serve clients in both the Midwest and Gulf Coast regions. Whether you're a first-time homebuyer or a seasoned investor, I’d love to help you navigate the mortgage process. Let’s connect today—I’m here to help you reach your homeownership goals!
Erik Johannsen
Mortgage Loan Originator
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Elena El Khoury
Mortgage Loan Originator
Hi, I'm Elena El Khoury, and for the past 7 years, I've had the privilege of serving as a Mortgage Loan Originator at Trident Home Loans. What I do isn't just a job; it's a passion that drives me every day. As I continue working and gaining experience in various aspects of the loan process, I realized that my true talent lay in creating money-saving strategies for my clients when it came to home buying, whether it was for investments or primary residences. It's this unique skill that has allowed me to make a meaningful impact in the lives of those I serve. At the core of what I do is a genuine desire to help people achieve financial success. I don't view my role as just another transaction; it's about tailoring the right strategy for each individual or family I work with. It's about guiding them through the complexities of the mortgage process, from addressing credit issues to conducting thorough homebuyer consultations to find the perfect product fit. I take pride in handling all of my pre-approvals personally. I understand the importance of this step in the homebuying journey, and I want to ensure that every client gets the attention and expertise they deserve. To guarantee a smooth transaction, I've assembled a dedicated team that works alongside me, reviewing each loan approval to ensure everything is in order. What sets me apart from other loan officers is my unwavering enthusiasm for helping you achieve your financial goals. It's not just about a paycheck for me; it's about your financial well-being. I'm here to be your guide, your advocate, and your partner throughout this journey. Because at my core, I believe in empowering my clients with the knowledge they need to make informed decisions. Collectively, with my like-minded real estate partners, we combine our efforts to bring exceptional value to our clients. We're committed to not only saving you money but also saving you time. My network of trusted professionals ensures you have access to top-notch real estate services, from finding your dream home to closing the deal seamlessly. My commitment to helping others doesn't stop with my clients. I've been honored with the designation of an onboarding specialist within my company. This role allows me to mentor and support new loan officers as they embark on their own journeys. I guide them through loan setup, educate them on specific loan guidelines, and assist them in creating unique solutions for their clients. I invite you to explore our website to learn more about the services I offer, and get in touch with me to start your journey toward homeownership and financial success. Trident Home Loans isn't just a mortgage service; it's your partner on the path to achieving your homeownership dreams. Together, we can unlock the door to your financial future!
Christy Wilks
Mortgage Loan Originator
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Ben Strother
Mortgage Loan Originator
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Ashley Barber
Mortgage Loan Originator
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Art Bull
Mortgage Loan Originator
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Aaron Boston
Mortgage Loan Originator
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